Happy Thanksgiving from O'Pry Law Firm!

This Thanksgiving, we would like to express our sincere gratitude to all of you. Whether you've been with us for years or are a new client, your trust means the world.

As we gather with family and friends, it's a good time to remind you about protections that could make a huge difference if you're ever in an accident with a driver who has little or no insurance.

Accidents with uninsured or underinsured drivers happen more often in Louisiana than most people think. When the at-fault driver doesn't have enough coverage, the medical bills, lost wages, and recovery costs can pile up fast.

But you may still have a way to get compensated through your own insurance. That's where O'Pry Law Firm comes in to make sure you're fully protected.

Why Uninsured or Underinsured Accidents Are Tricky

These crashes can leave even careful drivers feeling overwhelmed. Common challenges include:

• The other driver has no insurance or disappears after the accident
• Your insurance company may delay or deny your UM/UIM claim
• Adjusters may offer low settlements, hoping you'll accept out of frustration
• Disagreements about the severity of your injuries or the value of your claim

Even when you're dealing with your own insurance company, their goal is often to pay as little as possible. Having someone on your side changes everything.

Steps to Protect Yourself After an Accident

Taking the right actions immediately can make a huge difference in your claim:

• Call 911 and get medical attention even for minor injuries
• Take photos, videos, and collect witness information
• Exchange information with the other driver even if they don't have insurance
• Avoid signing anything or giving recorded statements to insurance adjusters
• Contact an experienced personal injury attorney as soon as possible

Quick action can protect your rights and strengthen your case.

Your Rates Will NOT Go Up

One of the things we hear often is that our clients are hesitant to use their uninsured motorist coverage out of fear that their insurance rates will go up.

However, when you use your uninsured motorist coverage in Louisiana after a wreck that wasn't your fault, your auto insurance company cannot legally raise your premiums just because of that accident or that UM claim.

Louisiana law treats a not-at-fault crash as a “non-fault incident” and specifically forbids insurers from increasing your rate, adding a surcharge, canceling, or refusing to renew your policy. This law, found at La. R.S. 22:1284, protects you and ensures that your insurance carrier can't punish you with a rate hike, surcharge, cancellation, or non-renewal just because you did exactly what you've been paying premiums to do: use your UM coverage when you need it.

A Message from Donnie O'Pry

Accidents with uninsured or underinsured drivers can leave people feeling frustrated and unprotected. You have rights you may not know about, and your own insurance may owe you compensation. We make sure they honor it.

You don't have to face this alone. We are here to fight for you and your family every step of the way.

UM/UIM cases require experience, strategy, and persistence. At O'Pry Law Firm, we understand how these accidents impact Louisiana families, and we are committed to making sure you receive the recovery you deserve.

If you or a loved one has been injured by an uninsured or underinsured driver, reach out today. Let us protect your rights and help you get the compensation you need.

Settlement Alert: O'Pry Law Firm is proud to announce a $1,150,000 recovery for our client, who was injured while riding his motorcycle when he was struck by a driver operating a vehicle that made an improper turn.

Motorcycle accidents are among the most devastating collisions on the road. Riders have virtually no protection from impact, which often leads to life-altering injuries such as traumatic brain injuries, spinal cord damage, fractures, or severe road rash.

At O'Pry Law Firm, we fight every day for individuals and families whose lives have been upended by negligence. Whether it's a motorcycle accident, car wreck, trucking crash, or catastrophic injury, our mission is to ensure that the injured are heard, valued, and compensated fairly.